Tired of using PayPal, here are our recommended UK casino payment alternatives
PayPal has existed since 1998 (previously known as Confinity) and has cemented itself as a household name worldwide. While its convenience shone brightly in its prime, new-age processors in the UK are readily available to assist with features that far precede PayPal’s offerings, particularly in fast-paced environments like UK casinos, where quick and seamless transactions are a must.
Fees are a huge factor, and they’re one of many reasons why the old payment option isn’t getting as much traction as it did in the past. While the company has recently made efforts to upgrade its checkout process and app, investors want a product that continues to evolve where it matters most. As a closed system, PayPal lacks the ability to send cash via short codes on a mobile device.
On the other hand, banks make use of these services, which can come in handy if you don’t have the app or data available. It’s worth noting that some of these money apps have even gone the extra mile by designing them to work without mobile data. Just like PayPal, you can find them online as well, which shows that an effective business is one that melds with the needs of the consumer.
Why look beyond PayPal?
PayPal was once the go-to option for online punters who wanted a swift way to manage their quid. The company has had a total of 10 CEOs since its launch, and while one of them is the well-known Elon Musk, he managed the processor in 2000 during its more affluent phase. Statistics show that up until 2020, their member base has seen steady growth. From 2021 onwards, their numbers sustained around 425 – 429 million users, which could be a reflection of the company’s lack of progress.
This stunted growth could also be attributed to PayPal’s enforced restrictions for players betting online in many countries, including the UK. Specifically relating to issues like payment limits and account freezing, this severely inconveniences users wanting to cash out their winnings. It’s also been noted that using the processor has a hit-and-miss effect when it comes to the KYC (Know Your Customer) process. It would be best to consider other options if these problems ring true for you.
Our top recommended UK alternatives to PayPal
We’ve made a shortlist of processors that stand out for their ability to adapt to the challenges as well as exceed expectations. While some of these companies might seem young in comparison to PayPal, their offerings and user base numbers are very real. Every day, millions of users make transactions through these services, and that’s simply because they are reliable. Whether it’s low or high transactions, their reliability is what makes millions of players use their services on a daily basis.
- Bank transfer – Perfect for the largest deposits and withdrawals, the only big drawback is that cashing out can take up to 5 business days.
- PaySafeCard – With the advantage of no fees for purchases and an optional account card, it’s a good choice if you’re new to online payments.
- Skrill – While this processor does support a large number of vendors, verification might be an issue, as some users have reported.
- Apple Pay – It offers an easy-to-use service that works well and as intended. On the downside, you need to own a compatible Apple device to gain access.
- Trustly (Open Banking) – Do transfers without needing to sign up or use an app. This feature and others may not be available in all regions.
Low deposit compatibility with alternative methods
Let’s take a look at how these companies handle low deposits from £5 and £10. If you are wondering why we haven’t included £1, these transactions would be hard for most payment options to process. It’s not impossible, it’s just difficult, and most companies come with fees that would exceed the deposit itself.
Bank Transfer
While some banks do offer deposits of £5, most UK casinos start at £10 or even £20 as a minimum deposit. The same applies to the minimum withdrawal, and you may be hit with a fee of up to 5% depending on the bank chosen.
PaySafeCard
This processor can handle both minimum deposits without issue and comes with a monthly service fee of just £3. One caveat is that PaySafeCard does not support withdrawals, which might be a dealbreaker for some users.
Apple Pay
With almost instant deposits for both values, Apple Pay is designed to handle all supported transactions swiftly. The company also boasts low fees for many of its services. However, withdrawal limits are still present.
Security and transaction speed comparison
PayPal maintains many of its security functions. However, it may still leave a portion of users wanting functionality that adds additional protection. The World Wide Web offers many wonders as well as dangers, which is why it’s not excessive to be extra careful when it comes to your personal details. Payout speeds have also been losing traction, with some users reporting having waited much longer than their standard times.
Getting a payout at a much later date can be a burden for those who work or live on a tight schedule. Missed payments could create added costs like late charges that were out of the user’s control. While these delays (and refund issues) could be due to PayPal’s own stringent regulations, it’s pretty clear that their security measures definitely need some polishing.
How to switch from PayPal smoothly
Players wanting to migrate their balance might think of using an unregulated 3rd party service, however, this might not be the safest route to take. Use the traditional method by submitting a withdrawal request for all your funds to your preferred bank account. Once completed, reach PayPal customer service to initiate your account closure. At this point, you should be registered with a processor like one of the options mentioned above(Skrill, Neteller).
Make sure it’s a processor that will cover all your needs as a player and that it works on the casino you’re a member of. Add your bank card to your new payment option and complete the verification process by providing all the necessary documents if applicable.
Use MinimumDepositCasinos.org to find payment-friendly bonuses
For rock-solid casino destinations that won’t trip you up with lesser payment options and excessive fees, MDC (Minimum Deposit Casinos) is the way to go. Our site is designed with convenience in mind, so it really doesn’t take long to find the info you need. The quick overview we have in our listings includes some of the deposit and withdrawal options for that specific casino. Our filters will also help you narrow down low deposits that trigger phenomenal welcome promotions.
A good example of this is Luna Casino, one of the top UK listings that only requires a minimum deposit of £10 or more to qualify for the new player bonus. Besides the assortment of payment processors like Neteller, Interac, and Trustly present in their roster, the welcome bonus awards 50 free spins and a 100% match of up to £50.
Final Thoughts: Don’t let PayPal limit your casino experience
The number of payment service providers growing in the UK is quickly leaving PayPal in the dust. It’s 2025, and users want a business that knows how to cover the bare necessities as well as vastly improve on them. Unfortunately, with the case of PayPal, it’s stuck with roadblocks like requirements for both parties to have an account in order to do things like a cash transfer. Transactions shouldn’t have caveats or hidden fees; most of all, they should be flexible enough to work with many other processors.